Working With an Independent Agent: What Are the Benefits?
Navigating the many products, features, coverages and options available in the insurance market can be stressful and even overwhelming. Enlisting the right help can make all the difference when compiling a comprehensive and optimal insurance portfolio.
Understanding the potential value and advantages of working with an independent agent becomes paramount.
What is an Independent Agent?
Insurance agents can play critical roles in helping individuals, families and businesses assess their coverage needs, explore available options and identify ideal policies. However, not all insurance agents play by the same rules. When thinking about who you may want to work with, consider the following agent classifications:
- Captive agents are typically embedded with a single insurance carrier and can work with you to peruse such products.
- Independent agents often work with several insurers and can help you explore each carrier’s offerings.
Are There Advantages to Working With an Independent Agent?
The insurance world is no place to cut corners. Amid market conditions where many policyholders are seeing their rates increase and coverage options become less plentiful, you should highly prioritize finding the best service. Specifically, independent agents can help in the following ways:
- Greater selection—By perusing the coverage options of multiple carriers, your agent may procure the best policy for your unique needs.
- Ideal prices—Exploring offerings from several insurers can also help you find suitable coverage while enjoying the best possible rates.
- Simplified communication—Independent agents may be better suited to service multiple facets of your insurance portfolio, thereby limiting the number of people with whom you need to work when revisiting or adjusting coverage.
- Ongoing relationships—When you work with an independent agent, you can often stay with them even if you change carriers, fostering a long-term and trusted partnership.
We’re Here to Help
Contact the independent agents at Martinez Insurance Services LLC today to learn more or begin searching for the best available coverage.